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Retirement planning is the planning one does to be prepared for life after paid work ends, not just financially but in all aspects of life. The non-financial aspects include lifestyle choices such as how active you want to be when you reach retirement age, preparing for the transitional impact of retirement from work life with home life, develop new interests to be engaged in retirement life, or staying connected
The process of retirement planning addresses the following:
The emphasis one puts on retirement planning changes throughout different life stages.
A retirement plan identifies sources of income, estimates expenses, implements a savings program and helps manage assets. Estimating future cash flows and assets is also a central part of a retirement planning.
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